Payment, credit and quality terms

1% cash discount on 100% advance. Credit after five clean transactions. Third-party testing on request and free replacement if your consultant rejects the material.

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Payment

100% advance, and 1% comes off

Steel is a working-capital business. We would rather pass the funding cost back to you than build it into the rate.

A 1% cash discount on a 100 MT order is roughly the cost of a month of interest on the same money. If your project is funded and the material is going to be consumed anyway, advance payment is simply the cheaper way to buy steel. If your cash flow does not allow it yet, the credit ladder below is how we get there together.

What the advance actually buys you

1% off the basic value, shown as a line on the tax invoice.
Rate locked for the agreed despatch window, whatever the mill does that week.
Priority loading — advance orders are loaded ahead of credit orders when stock is tight.
Part despatch against the same order, trailer by trailer, matched to your slab cycle.

Credit: the first five transactions

We do extend credit. We just do it after we know each other, and we say so upfront instead of promising terms we later withdraw.

Most builders and developers we work with now run on credit lines. Every one of them started on advance. Five clean transactions is not a hurdle — it is roughly one month of steel on an average residential tower, and it tells us far more about a buyer than any credit report does.

Quality, and what happens when it is questioned

Every buyer has been burned by underweight bundles and secondary steel sold as primary. Here is what removes that risk from your side of the table.

Advance terms

The 1% cash discount, in detail

100% advance against proforma invoice

Full invoice value paid before despatch earns a flat 1% cash discount on the basic value of the order.

The discount is on the invoice, not a promise

It is shown as a line on the tax invoice, so your accounts and your auditor both see it.

Rate locked for the despatch window

Once the advance is received the rate is held for the agreed schedule, whatever the mill does that week.

Part-despatch is fine

Pay for the full order, lift it in as many trailers as your slab cycle needs.

Credit ladder

How credit works here, stated plainly

ORDERS 1 TO 5

100% advance. Every order earns the 1% cash discount. This is where the working relationship gets built.

AFTER THE FIFTH CLEAN TRANSACTION

We sit down with your team, look at your project pipeline, GST returns and payment history, and agree a credit line.

CREDIT TERMS THEREAFTER

Typically 30 to 45 days against PDC or bank guarantee, sized to your monthly offtake and reviewed every quarter.

WHY IT WORKS THIS WAY

A supplier who hands credit to a first-time buyer prices that risk into everyone's rate. We would rather keep the rate honest and earn the credit decision.

Quality

Test it, and reject it if it fails

Mill test certificate with every load

Heat number, chemistry and mechanical results, matched to the bundle tags on your delivery challan.

Third-party NABL testing on request

Samples drawn in the presence of your engineer and sent to an independent laboratory. You are welcome to nominate the lab.

Free replacement on rejection

If material fails your consultant's test, we lift it from site and replace it with fresh stock at our cost.

Primary mill material only

We do not sell secondary, re-rolled or unbranded bar as primary. The heat number on the tag is traceable to the mill.